Yes, Applicants should take their own tax advice as to the consequences of owning JTF Bonds and JTF Shares in the Company as well as receiving returns from them. No representation or warranty, express or implied, is given to holders of JTF Bonds and JTF Shares as to the tax consequences of their acquiring, owning or disposing of any JTF Bonds and/or JTF Shares in the Company and none of the Company, Board, or the Directors will be responsible for any tax consequences for any such investor. 
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